Top Tips for Buying a Dream Car

Buying a dream car is a significant investment, and the wrong choice can lead to years of disappointment. How do make you make sure the dream does not become a nightmare?

Think about the wider picture than just the car itself. While ultimately the vehicle needs to be what you have dreamed of, you don’t want it to become a burden on finances in the long run.

Some of the key things to think about are:


We all have an ultimate dream car. But it won’t always possible to drive off in a Ferrari or Aston Martin. Be realistic about what really is your dream car.

Do some research before walking into a car dealership, and create a shortlist of brands and models that are of interest.

Knowing which features of a car are the most important to you will help create and then narrow down the shortlist.

Whether it is boot space, fuel efficiency, leather seats, the engine size or the number of seats, making a shortlist will help you find your dream motor.

It is also important to know about the car’s history and whether it has ever been in an accident. Research the previous ownerships if being second hand.

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The first step for shoppers in the market for a dream car is to set a budget and determine how much they are willing to spend each month on loan repayments.

The budget needs to factor in registration, insurance and running costs, not just the wholesale price.

Finance Options

Unless you are buying outright, you need to decide between a whole host of car finance options and car loans.

Luckily, there are financing calculators provided by lender like National Loans that help review different financing amounts, deposits and interest rates to get an idea of what monthly repayments would be.

Understanding finance options means buying a dream car with confidence and a budget in mind.

Added Extras

The price you pay for the car when you drive it away isn’t ultimately what you should think about. Be aware of the cost of parts and maintenance that you will need to splash out to keep it on the road.

Keep in mind that parts for premium brands are often more expensive than more popular manufacturers.

And don’t forget to think about how much it costs to insure your dream car. This will be your baby and prized possession, but you don’t want it to cost an arm and a leg to insure.